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Instant-access savings move to 4.60% The new rate applies to every instant-access balance from the first of next month. No action is needed. See the wealth desk
A M J S +9k

52,400+ accounts opened this year

Private banking that moves at the speed of your capital.

Multi-currency treasury, cross-border settlement with transparent compliance clearance, collateralised digital-asset lending and a high-yield wealth desk — under one authenticated perimeter.

$4.2B
Assets under custody
180+
Settlement corridors
99.99%
Platform uptime
24/7
Advisory desk

Total balance

$1,428,394.20

▲ 4.12% this quarter
Mar Apr May Jun Jul Aug
U

USD

US Dollar

842,190.44
E

EUR

Euro

318,220.00
B

BTC

Bitcoin

3.40925200
  • ISO 27001 aligned controls
  • Authenticator-app verification
  • Segregated client escrow
  • AES-256 encryption at rest
  • SWIFT correspondent network
  • Immutable audit trail
  • PCI-DSS aligned card handling

The Platform

Everything a modern treasury needs, in one authenticated place.

Built for people and businesses that hold more than one currency, settle across more than one border, and expect their bank to keep up.

Shield and verification-code illustration

Multi-Currency Wallets

Fiat and digital assets, side by side

Hold nine currencies and four digital assets in isolated wallets under one account. Convert between any pair instantly at the live platform rate.

Globe with settlement routes

Code-Gated Wire Transfers

Sequenced compliance clearance

Cross-border instructions pass through COT, IMF and tax clearance stages. Your funds sit in segregated escrow until every stage is satisfied — or returned in full if you cancel.

Stacked payment cards

Virtual & Physical Cards

Issue in seconds, freeze in one tap

Visa, Mastercard and American Express cards with per-card spending controls, daily caps, and instant freeze. Reveal full details on demand with auto-hide.

Portfolio growth illustration

Collateralised Lending

Borrow without selling

Draw down against your digital-asset holdings at up to 70% loan-to-value. No credit check, no approval queue — the collateral locks and the fiat lands immediately.

Cross-border transfer illustration

Fixed-Term Wealth Desk

Daily accrual, transparent terms

Lock capital into products from 30 days to two years. Interest accrues every single day and settles with your principal at maturity.

Compliance clearance checklist

Invoicing & Payment Links

Bill anyone, on or off the platform

Generate a shareable payment link and a download-ready PDF in one step. Your client needs no account to view, download or settle.

Cross-Border Settlement

Compliance you can see, not guess at.

International wires walk a sequenced clearance chain. At every stage you can see exactly what is outstanding, what it costs, and who to contact — with your funds held in segregated escrow throughout.

  • Instant internal transfers

    Same-currency book transfers settle immediately between platform accounts.

  • Domestic rails

    Nine-digit routing to any local institution, same business day.

  • SWIFT corridors

    Sequenced COT, IMF and tax clearances with full escrow protection.

Clearance Sequence

  1. ✓

    Instruction accepted

    Funds debited into segregated escrow.

  2. ✓

    COT clearance

    Cost of transfer levy assessed and authorised.

  3. 3

    IMF clearance

    Cross-border corridor confirmed by the correspondent.

  4. 4

    Tax clearance

    Withholding obligations assessed by the compliance desk.

  5. 5

    Released

    Instruction handed to the correspondent network.

Wealth Desk

Put idle balances to work.

Fixed-term products with daily interest accrual and transparent early-redemption terms. Interest posts every day and settles with your principal at maturity.

Flexible

Liquid 30

A short 30-day placement for capital you may need back quickly. Lowest early-redemption penalty on the desk.

3.25%

Annual rate · 1 Month term

Minimum
$500
On $10,000
+$26.71
Get started
Popular

Quarterly Yield

Our most-used product. Ninety days at a competitive rate with interest accruing daily from day one.

4.75%

Annual rate · 3 Month term

Minimum
$1,000
On $10,000
+$117.12
Get started

Semi-Annual Growth

Six months of committed capital at an enhanced rate, suited to reserves you do not expect to touch.

6.25%

Annual rate · 6 Month term

Minimum
$5,000
On $10,000
+$308.22
Get started

Security Perimeter

Defence in depth, not defence in theory.

Every session is footprinted, every action is written to an immutable audit trail, and every sensitive operation sits behind a second factor of your choosing.

Authenticator codes

Time-based one-time codes from any authenticator app, with single-use recovery codes issued the moment you enrol.

Authenticator MFA

RFC 6238 time-based codes with single-use recovery codes issued at enrolment.

Device footprinting

Every browser and network combination is recognised, and you can block any device you do not trust.

Geo firewall

Country, subnet and client-signature rules evaluated on every single request at the perimeter.

Trusted by operators who move real money.

We settle into eleven countries a month. Being able to see exactly which clearance a payment is sitting at, and what it costs, ended a permanent source of friction with our treasury team.

Ana Ferreira

CFO, Novara Logistics — São Paulo

The collateralised facility is the reason we moved. We can draw liquidity against our digital-asset book without triggering a disposal, and the loan-to-value monitor is genuinely live.

Marcus Delacroix

Managing Partner, Delacroix Capital — Geneva

I invoice clients in four currencies. The payment links and the PDF exports look like they came out of a firm ten times our size, and I have not touched a spreadsheet since.

Priya Raghunathan

Founder, Kite & Compass — Singapore

Supported Currencies & Digital Assets

$

USD

United States Dollar

€

EUR

Euro

£

GBP

British Pound Sterling

Fr

CHF

Swiss Franc

C$

CAD

Canadian Dollar

₿

BTC

Bitcoin

Ξ

ETH

Ethereum

₮

USDT

Tether USD

BNB

BNB

BNB

Open your account in under two minutes.

Start transacting at Tier 1 immediately. Raise your ceilings any time by completing identity verification.